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Future Insurance Services Ltd.

Commercial and Personal Insurance

 

Securing your future

Located in Ann Arbor, Michigan, Future Insurance Services Ltd. is an independent insurance agency representing many A+ rated insurance carriers.  Through honesty, integrity, and outstanding service, we earn our clients one customer at a time. 

Unfortunately, as time has progressed, the culture of business has sadly become more about company profits and less about service and satisfaction to the customer.  Too many agencies have relegated customer service to an automated system where it is practically impossible to talk to a human being, let alone to speak to one familiar with or understanding of your circumstances.  Here, at Future Insurance Services, we will take the time to listen to your needs, take the time to customize a policy to protects your exposures, and will always have not only a person - but an agent you have come to know - that answers your calls and questions.

Proactive

Most likely, once an insurance policy is in place you'll never hear from the agency again unless you have a claim or you call them to make a change.  At Future Insurance Services, when your insurance is close to renewal we will proactively request quotes from all our carriers to see if it might be in your best interest to move to a new one to take advantage of better rates that year, or seize upon a promotion being run. 

Always acting in your best interest

Our commitment to always act in your best interest is the bedrock of our business.  We believe that if we go above and beyond for each and every customer, they will stay with us and refer others.  This is how we've grown, and developed a reputation of trust and integrity in the community.

 

 

Contact

➤ LOCATION

696 Granger Street
Manchester, MI 48158

☎ CONTACT

raspburys@gmail.com
(734) 929-4493


                                                Areas of Practice


Personal Auto

Whether you own, lease, or have your vehicle(s) on a loan, we'll provide the coverage you need with different options for deductibles.  Want to put a vehicle in storage for the season - no problem!  With one phone call we can modify your policy on the go.


commercial auto

If you own a business, it can often be prudent to put your personal vehicles on a commercial auto policy to cut costs.  Our policies can provide coverage for a single vehicle or a massive fleet of trucks.  Adding and removing drivers or vehicles can be done with a simple phone call!


Builders risk

Buildings are subject to many different risks while under construction, such as fire, theft, wind, and vandalism.  We can provide coverage against these perils.


professional liability

Purchase protection from errors and omissions for your business. 


Homeowners and Renters

The most common homeowners claim arises from water backup of sewers/pipes/drains, so we'll always have options for this.  And coverage for expensive jewelry, such as a wedding ring, can easily be added to your policy.


commercial general liability

We have many A+ rated carriers to compete for the lowest price.  Whether you have just one location, or many different sites for your business, we'll customize your policy so you're not paying for extras you don't want or need.


bonds

Bid bonds, performance bonds, license and permit bonds, notary bonds, etc. can all be provided by our agency to mitigate risk.


Workers compensation

You may be surprised to find out you're currently in a high-risk "pool."  If you are, we'll look for carriers to place you back in a traditional market.  Our workers compensation carriers offer low-cost solutions based off your gross annual receipts.


Life insurance

You've built up a nest-egg, and now want to ensure it is passed along to your heirs.  Our life insurance from Grange can range from a small policy to cover burial expenses, to a large Trust that is an instrument to transfer money to beneficiaries.


inland marine (tools & Equipment)

Your tools and equipment are a valuable part of your business, so protect them against loss or theft.


Medical Malpractice

We offer medical malpractice coverage for single physicians, or entire medical networks and hospitals. 


business owners policy

Whether a multi-line policy, custom protector, or simple CGL, our business owners policies will be specially tailored to your situation.  Let us give you a quote to compare to what you're currently paying!

 
 
 

 
 

Let's Get You A Quote.

Use the form below to contact us to request an insurance quote.  Please be as detailed as possible. Include your industry along with any specific insurance requests.  You may also email or call us to request a quote or make an appointment.

 

There are risks and costs to a program of action. But they are far less than the long-range risks and costs of comfortable inaction.
— John Fitzgerald Kennedy